摘要
可持续发展是指小额金融机构的营业收入足以覆盖全部成本,从而能够实现财务上的自足。在国际小额金融实践中,可持续性逐渐成为衡量小额金融机构发展成败的重要标准。本文从国际小额金融机构发展现状入手,对国际小额金融机构的财务数据进行了分析,并初步列举出了影响可持续发展的主要因素,以图为我国新型农村金融机构的试点工作提供一些有益的参考。
Sustainable development means total cost of microfinance institutions can be covered by the operational income, so their financial situations are safe. In the international microfinance experience, sustainability gradually becomes an important standard to judge the development success possibility. From the current situation of international microfinance institutions, we analyze the financial data of international microfinance institutions in this paper, and list the main influence factors so to provide useful suggestions to improve the experimental work of rural financial institutions.
出处
《金融理论与实践》
北大核心
2009年第7期3-8,共6页
Financial Theory and Practice
关键词
小额金融机构
可持续发展
完全财务自足
Microfinance Institutions
Sustainable Development
Complete Self-funding
