我国中小企业金融支持现实分析

A Study of Financial Support for Small and Medium-sized Enterprises in China

中小企业在我国经济发展中发挥了重要作用,中小企业获得的金融支持与中小企业对国民经济的贡献不相匹配,这也是不争的事实。全球金融危机爆发以来,我国中小企业受到严重冲击,金融支持环境更加值得关注。在分析现实中我国中小企业金融支持特征的基础上,提出通过增设中小银行金融机构、开发适合中小企业的金融工具、发展多层次金融市场等途径来增加中小企业金融支持的政策建议。

Nobody will deny the fact that though the small and medium-sized enterprises play an important role in China＇s economic development, they have not gained enough financial support for their contribution to the national economy. Since the financial crisis has exerted quite bad influence on them, the financial support for should be enhanced. Based on an analysis of the financial support for the enterprises, this paper argues that more small and medium-sized banking institutions, right financial means for the enterprises, and a multi-level financial market should increase the financial support for the enterprises.