大学生金融行为及其对金融教育的启示——基于F大学的调查与中美校际比较

College Students' Financial Behavior and the Revelation to Financial Education:A Survey on F University and Interuniversity Analysis of China and USA

金融行为是大学生一项重要的社会生活技能。当前,大学生的金融行为主要受家庭、同辈群体等因素的影响。加强大学生金融教育有利于提高大学生的金融行为能力,并有可能改善他们对现状的自我评价,体验更为积极和谐的生活。

Financial behavior is an important capability of social life for college students. Nowadays, family and peer group are the main factors which influence college students financial behavior. Financial education are favorable for enhancing college students＇ financial behavior capability and improving their self-evaluation of life in prospect to experience a more active and harmonious life than ever.