保险公司分支机构治理存在的问题及改进建议

The Problems and Proposals for Corporate Governance of the Insurance Company Branches and Sub-branches

本文分析了研究保险公司分支机构治理的必要性;剖析了保险公司分支机构治理结构中主要问题的表现及原因;提出了通过保险公司内部建立科学规范的激励约束机制、加大业务创新力度、强化岗位监督等措施,外部发挥保险监管机关及投保人等相关外部利益相关方作用,达到提升保险公司分支机构治理水平的建议。

This paper analyzes the necessity for the study of corporate governance of the insurance companies＇ branches and subbranches,analyzes the main problems and causes in them, puts forward some proposals to promote the competence of managing insurance companies＇ branches and sub-branches by setting up scientific and normal Incentive and restraint mechanisms , increasing business innovation, as well as giving a play to relevant square function of relevant external interests.