论企业双链条信用风险控制

On Double-chain of Credit Risk Control

信用风险的产生主要来源于客户资信和企业自身的管理缺陷。目前企业信用管理存在三大误区:没有较完善的信用管理系统、销售部门承包、财务部门控制以及由此中国企业为社会信用危机所付出的代价。因此,企业可采取内外双链条信用控制方案。

The enterprise cridet risk is mainly caused by the defects in the customer＇s fund credit and the management of the enterprise itself. At present, there are three errors in the enterprise improper management： imperfect credit managing system, being contracted by the sale department and being controlled by the finance department. And still it includes the cost for the social credit crisis. Therefore, the enterprise can adopt the proposal of double--chain （internal and external） credit risk control.