经营环境、治理机制与农村信用社经营绩效--来自安徽省亳州市的证据

On the Management Environment,Government Mechanism and the Performance of Rural Credit Corporation:The Case Study of BoZhou City,Anhui Province

通过对安徽省亳州市谯城区农村信用联社的调查,我们获得了26家基层农村信用社的相关数据。利用这些数据实证研究了经营环境和治理机制对农村信用社经营绩效的影响,发现地处乡镇的农村信用社的绩效受当地经济状况影响较小,而地处中心城区的农村信用社可能更多地受益于城市经济的繁荣;激烈的同业竞争会损害农村信用社绩效;农村信用社所在地交通状况对信用社绩效影响不显著;经理人能力和经理人持股都会对农村信用社绩效产生显著的正面影响;经理人绩效工资不利于提高农村信用社绩效。

Based on the investigation of Rural Credit Corporation （RCC） of Qiao District, BoZhou City, Anhui Province and the data from 26 RCCs, the paper empirically studies the effect of management environment and the government mechanism on the RCC＇s Performance. The result shows that regional economic situation and transportation status have no significant effects on the RCC＇s operational performance, but the management level and the managers＇ shareholding have significant positive effects on the RCC＇s Performance and also managers merit-based salary is not conducive to improve the RCC＇s management.