发展中国家银行国际化的影响因素研究

Empirical Research on Determinants for the Banking Internationalization of Developing Countries

发展中国家银行在海外的发展具有不同于发达国家的特点,其机构分布的广度和分布数量显示,发展中国家银行基于自身经济发展的阶段及特点,对海外发展以跟进市场和支持母行发展为策略,倾向于在发达国家、金融中心和对母国有更多贸易进口的国家建立据点;银行在海外分支机构的数量与其资产规模成正比,与母国的经济开放水平也具有较强的相关性。本文运用发展中国家的银行数据,采用实证方法检验影响发展中国家银行国际化的因素。

Based on the sample data, we try to use regression method to find out how the banking internationalization is going on in developing countries, and how a series of factors affects it. We find that the overseas distribution of the banks in developing countries comes widely in many countries, but with a small quantity in each country. We also find that the sum of overseas branches of developing countries＂ banks is positively correlated with the banks＂ assets, and if the ratio of foreign trade to GDP comes larger, the quantity of overseas branches comes larger.