“交强险”中赔偿对象之我见

My Opinion about the Compensation Target in Compulsory Liability Insurance for Mobile Traffic Accident

"交强险"中的第三人特指"交强险"保单当事人以外的对被保险享有请求权的人。我国现行法律对"交强险"之第三人界定的范围比较狭窄,这对交通事故中许多无辜受害者的保护十分不利。而国外相关法律规定却相当人性化,我国应该借鉴他人的成功立法经验。

The third party in Compulsory Liability Insurance for Mobile Traffic Accident refers to the one who has the direct claim fight against the insurer besides the insurant to the insurance policies. At present, the third party based on the law, is defined in a narrow scale, which proves extremely detrimental to the protection of the victims in traffic accidents. The regulations concerned in foreign countries following the requirement of people, the legislation experience is worthy of our using for reference.