摘要
从信贷集权与分权角度探讨了信贷市场变迁动力,提出了金融能量守恒的定律,通过计量模型证明了二元信贷与二元经济高度相关。指出,应大力发展绿色信贷市场,开创金融机构的"蓝海战略",创新多种信贷产品,强化信贷有效竞争。
From the perspective of credit centralized and decentralized power, the paper discussed the driving force of the changes in the credit market, it brings forward financial energy conservation law, using econometric model, tests highly relativity of the dual credit and the dual economy through the measurement model. The author suggests developing green credit market, creating a ＂ Blue Ocean Strategy＂ of financial institutions, innovating a wide range of credit products and strengthening effective competition in the credit.
出处
《山东工商学院学报》
2009年第4期72-80,共9页
Journal of Shandong Technology and Business University
关键词
二元信贷结构
信贷密度
信贷深度
信贷弹性
dual credit structure
credit density
credit depth
credit flexibility
