我国最后贷款人在金融风险处置中的价值定位

Value Proposition of China's Lender of Last Resort in Dealing with Financial Risks

最后贷款人作为金融安全网三大基石之一,在防范金融风险、化解金融危机中发挥着重要作用。我国隐性存在的最后贷款人没有解决好价值定位等问题,严重影响这一制度发挥其积极作用。必须将最后贷款人制度的价值目标定位为解决紧急性、宏观性、系统性金融风险,而不能在个别金融机构问题和历史遗留问题的解决中迷失其制度指向。

As one of the three basic factors of financial safety net, lender of last resort can play dealing with financial risks. Lender of last resort has not solved its value proposition problem an important role in properly in China. Thus active use of the legal system of lender＇of last resort is seriously influenced. Value proposition of lender of last resort should be defined as solving financial risks immediately, macroscopically and systematically and while dealing with some particular problems of financial organizations or historical problems the system＇ s orientation should be kept.