开放经济条件下外资银行对我国商业银行效率影响研究

The Effects of Foreign Banks on Banking Efficiency of China in the Opening-up Economy

在开放经济条件下,外资银行已成为我国金融体系的重要组成部分。本文采用固定效应下的GLS法,运用面板数据实证分析了外资银行对我国商业银行效率的影响。研究发现,外资银行进入对我国商业银行效率具有显著的正面影响,改善了我国商业银行的收入、成本和利润状况。

The foreign banks have become an important part of Chinese finance system.In this paper,an empirical analysis is given on the effect of the entry of foreign banks to Chinese commercial banks by making use of GLS method.The results indicate that the entry of foreign banks have produced significant positive impact on the banking efficiency of China and improved the revenue,cost and profit of Chinese commercial banks.