美国次贷危机的启示

A Revelation from the Second-Class Loan Crissis of the United states

由美国次贷危机引发的全球金融危机还在持续发酵,究其原因是,美国公共政策推动了金融机构把款贷给了不该贷的人,美国政府对利益诱导下的金融机构不断推出金融创新又缺乏监督,使各种有毒的金融衍生品散布到各国的各行各业。在经济全球化的时代,导致了各主要经济体受到严重的损害,因此,深刻认识其特征和产生的原因有重要的意义。

The global financial crissis caused by the second-class loan cfissis of the united states has been fermented continuonsly, for which the reasons should be ascribed to are that that the public policy of the country promoted financial organizations to have loaned money to those people who should not have loaned it. The administration of the country has struck out continuous financial creation for financial organizations who are tempted by profits and interests but has been in lack of supervision. This leads unhealthy financial derivations to all walks of life of all countries. In the case of economic globelization, it damages major economic entities in the world.So to know its features and the causes is meaningful