摘要
银行监管制度的设计不能忽视银行、监管部门和社会公众的存在。实际上银行监管制度是以上三者博弈的必然结果。本文运用博弈理论分析了三者的理性决策行为,并在三者之间博弈均衡分析的基础上提出了一个前提、一种激励与一个约束相结合的监管制度设计。
The banking supervision system design can not ignore the existence of banks, regulatory authorities and the general public. Actually banking supervision system is the inevitable result of the tri-game. Based on game theory, we make analysis of rational decision-making among the above three. Also, based on the equilibrium analysis among the three, we put forward the design of the regulatory system which combines the prerequisite, the incentives and the restriction.
出处
《金融理论与实践》
北大核心
2009年第8期27-32,共6页
Financial Theory and Practice
关键词
银行监管
博弈分析
制度设计
Banking Supervision
Game Analysis
System Design
