谈高校融资贷款与财务风险控制

随着高等教育规模的扩大,高等院校的支出也越来越大,由此而产生了高校贷款这种筹集资金的方式,但凡事都有考虑不周全的地方,出现了一些风险隐患,如风险意识不强、过度依赖且效益不佳等,本文针对这些风险隐患,提出了一些途径来控制高等学校的财务风险,使风险降到最低。在高校要贷款之前,应该要考虑这些因素对高校正常办学的影响,把风险防范于未然,不仅要扩大高校规模,也要提高办学质量。健康成长的高校才能培养出更多祖国的栋梁。

Nowadays,the disbursement is getting bigger and bigger with the expansion of the high education scale.it leads to some way just like loan in the university to raising fund.Not all the considerations are perfect.Potential risks are existing,such as the risk awareness is not strong enough,an over reliance and inefficient and so on.I will give some effective methods to solve the problem of the potential risk in the following paragraphs to minimize the risks.it controls the financial risk in the college.More considerations to the influence of making a normal school is necessary prior to the loan in colleges and universities.To get rid of the risk,we need not only get the expansion of the university, but also to improve the quality inside.The best growth of college can bring up pillar of the state more.