中小企业融资模式的制度安排与绩效:日本的经验分析

Small and medium enterprise financing mode’s system arrangement and performance:Japan's experience analysis

日本中小企业融资模式中全方位的立法支持,分工合理的融资机构和不断创新的融资业务为日本中小企业经营状况的改善发挥了重要作用。近年来,该模式中融资机构的民营化、市场化改革趋势日益明显、业务模式也不断创新,并且取得了非常显著的实施效果,研究这些变化对我国中小企业融资模式的探索将具有一定的借鉴意义。

In the financing mode of Japanese medium- sized and small enterprises, all-direction legislation support, financing institution with rational division of work and unceasingly innovative financing business play an important role in the improvement of business performance. In recent years, there is a clear trend towards marketization and privatization of financing institution in this financing mode. In the mean while, business mode innovates unceasingly. These all bring about extraordinary improvement in Japan. Therefore, research on these changes will have a great impact on the exploration of medium-sized and small enterprises financing mode in our country.