商业银行的社会责任与可持续发展

Social Responsibility and Sustainable Development of Commercial Banks

随着我国金融体制改革的深化与对外开放进程的加深,商业银行的改革发展取得了有目共睹的成绩。就可以量化的指标而言,如不良资产、经营业绩等均经受了市场的考验,并且得到了投资者的认可。然而,与日渐强化的"绩效"观念相比,商业银行的社会责任感却受到一定程度的质疑。对转型中的中国银行业来说,面对由美国次贷危机引发的全球金融危机,承担起与其经济地位和社会地位相对等的社会责任,已经成为一个不容忽视的问题。文章从美国次贷危机诱发的根源入手,通过分析我国商业银行承担社会责任与其稳健经营和国家经济安全之间的关系,着力探讨我国商业银行强化社会责任的重要性与路径选择。

With the depth of Chinese financial system reform and the process of opening policy, commercial banks have achieved a lot. However, more and more problems have emerged during this process. The author makes a research on social responsibility and sustainable development of commercial banks.