金融结构的地区差异与货币政策范围因应

Regional Difference of Financial Structure and Regional Effect of Monetary Policies

我国货币政策存在明显的区域效应,但是对于产生货币政策区域效应的原因应结合我国情况,转向对货币政策区域效应有直接影响的金融结构差异的研究。在研究系列银行信贷资金配套的区域性特征时,要重视货币政策对银行、企业以及地方政府和居民金融行为的影响。我国金融结构地区差异是产生我国货币政策区域效应的根本原因,金融机构地区差异与货币政策间具有一定的效应关联。

There is obvious regional effect in monetary policies in China, but when we study the reason for it, we should turn to the financial structures, which has direct influence to regional effect in monetary policies conbined with China＇s conditions. When studying regional characteristics of series of bank credit capital, we should pay much attention to the influence of the monetary policies to the banks, enterprises, local governments and financial behaviors of residents. Regional difference of financial structure in China is the basic reason for diversified regional effect in the monetary policies, and there is some relation between regional difference of financial institutions and financial policies.