金融危机背景下中小企业融资困境与新思维初探

On the SME Financing Dilemma and New Thinking under the Financial Crisis

长期以来我国民营中小企业融资难的问题都难以从根本上得以解决。当前世界性的金融危机又进一步恶化了我国中小企业的融资困境。本文从当前严峻的金融危机这一背景出发,提出建立"以中小银行、民间金融以及PE为核心的中小金融机构三维服务体系",以破解我国中小企业融资难的困境。

SME （small and medium-sized enterprise） financing difficulties have not been resolved fundamentally in China for a long time. The current global financial crisis further deteriorated the financing dilemma of China＇s SME. This paper proposes the idea that through establishment of small and medium-sized banks, private financial and private equity （PE） as the core of the small and medium-sized financial institutions in three-dimensional service system to solve the dilemma of China＇s SME financing difficulties under the backdrop of the current severe financial crisis.