全球金融危机下我国商业银行加强全面风险管理的对策及建议

Strategies and Suggestions for enhancing Comprehensive Risk Management in Domestic Commercial Banks under the Global Financial Crisis

次贷危机引发的全球性金融危机对国内银行的风险管理提出了新的挑战,在国际先进大型银行已经普遍接受并采用了全面风险管理理念和方法后,国内商业银行如何缩小差距,立足国情、行情,探索出中国商业银行的全面风险管理实施途径是笔者重点关注和解决的问题。

The global financial crisis caused by the sub-prime mortgage loan has brought new challenges to the domestic commercial banks on risk management. AS the big international banks has already accepted and adopted a comprehensive risk management concepts and methods. How to narrow the gaps, explore the implementation of a comprehensive risk management approach are the main problems which this paper mainly focus on.