20世纪50、60年代中国农村的实物借贷

Rural Credit-in-kind in China During the Early Years of 1950s and 1960s

20世纪50年代初期及60年代初期,中国农村私人借贷的突出特点是实物借贷比较活跃。农村实物借贷经历了从主角到逐渐退居配角、由配角再度成为主角的过程。这一时期,农村实物借贷之所以成为私人借贷的主要信用形式,是在社会动荡、通货膨胀、自然灾害严重或者某些特殊情况下,借贷双方出于规避通货膨胀风险、降低交易成本的需要而共同选择的结果。

During the early years of 1950s and 1960s, the outstanding characteristic of rural private credit was that credit in kind was activie. The role of credit in kind changed from leading role to supporting role, and then to leading role. In this period, the reason that credit in kind became the main credit in rural was the result of avoiding inflation risk and cutting down trade costs selected by both of borrowers and accommodators under a turbulence situation, inflation, natural disaster and other unusual situations.