湖南省邵阳地区民营企业融资中存在的问题及解决对策

The Problems Existed on Private Enterprise Financing in Shaoyang Region of Hunan Province and Their Strategies

邵阳地区的民营企业间接融资状况不佳,直接融资更是困难。其原因是:企业实力薄弱,信用等级低;银行贷款、金融中介机构等社会金融环境不好;政府职能部门执法不规范,宏观调控乏力,有利于民营企业融资的政策未得到有效执行,也不同程度的加剧了民营企业在融资上的劣势。解决邵阳地区民营企业融资困难的问题,应加强民营企业自身建设,营造民营企业宽松的融资环境,为民营企业融资创造条件,完善信用担保体系,建立信用评级制度,通过提高企业的信用等级来赢得良好的融资环境。

The indirect financing is not good in private enterprises of Shaoyang, while its direct financing is worse. The reasons are that their strength is weak and credit degree is low, social financial environment is not good such as bank loans, financial intermediaries, etc. Furthermore, inadequate enforcement of government duty office and relevant policy benefited for private enterprises and weak macroeconomic control further deteriorate financing environment of the private enterprises. Hence, to solve the problems, we should quicken the development of private enterprises, create free financing environment and conditions for them, improve credit guaranty system, build credit-rating system, and achieve better financing environment by increasing their credit rate.