规范发展河南民间借贷的对策思考

Thinking on the Strategies of Standardization and Development of Henan Private Debit-Credit

民间借贷有效满足了市场需求、促进了河南经济发展,但其发展过程中也带来了扰乱金融秩序、扭曲经济结构、威胁金融稳定、增加企业负担、引发民事纠纷等诸多问题,需要通过有效引导、加强监管、全方位监测、规范其运作等措施入手,促进河南民间借贷健康发展。

The private debit-credit satisfies the market demand effectively and promotes the Henan economic development. However, the private debit-kcredit also brought many issues such as disturbing the financial order, distorting the economic structure, threatening the financial stability, increasing the enterprise burden, initiating civil dispute and so on. It is needed to take positive methods through effective guidance, severe supervision, all arotmd monitor and standardized operation to promote the Henan private debit-credit healthy development.