完善欠发达地区支农再贷款政策的思考

On Improving Agricultural Central-bank Lending in Underdeveloped Areas

支农再贷款是央行宏观调控货币信贷政策工具之一,是为解决农村信用社发放农户贷款资金不足而对农信社发放的贷款,推出后取得了显著成效。近年来,在欠发达地区,支农再贷款的使用出现了明显萎缩。对此,在对陕西省实地调研的基础上,本文认为,在新形势下,应调整转变支农再贷款职能,完善加强支农再贷款政策,更积极地发挥其支持"三农"的作用。

As a monetary policy tool in macro economic management, agricultural central-bank lending is loans extended to credit union for addressing inadequate lending to farmers, with remarkable results after its introduction. In recent years, agricultural centralbank lending is shrinking in underdeveloped areas. Based on survey on Shaanxi province, the paper argues that the mission of agricultural central-bank lending should be adjusted in light of new situation. Efforts should be made to strengthen agricultural central-bank lending and make it play a better role in supporting agricultural development.