美国次贷危机对我国风险管理的警示

Warning of the United States Sub-loan Crisis to Chinese Risk Management

美国次贷危机波及世界经济,造成股市下跌,全球流动性紧缩。美国、日本、欧洲等国纷纷注资,增加流动性。目前,我国房地产市场、股市正处于繁荣阶段,也应当注意风险的防范与管理。本文从次贷危机的风险、原因等入手,总结了我国在房地产市场、商业银行、资本市场中应注意的风险,同时提出了一些建议。

The United States sub- loan crisis have had an impact to stock market and global liquidity contraction. In America,Japan and some o ital, increase the liquidity. Now the real estate and stock market in China should prevent the risk. The passage points on the reasons and risks in the s world economy, causes the declining of ther countries investor have to inject capare in a prosperous period, but we also ub -loan crisis, summarizes some risks of real estate, commercial banks, capital matket in Chinese, and gives some advises.