我国农业再保险制度建立问题的相关研究

China countryside reinsurance system construction problem’s relative research

农业保险是解决"三农"问题的有效途径,但由于巨灾风险转嫁机制的缺失,农业保险在我国始终没能得到很好的发展。本文分析了再保险在农业保险中的重要作用,并进而分析了制约我国农业再保险的相关因素,提出参照美国农业再保险的成功经验,探索一条适合我国国情的、推动农业保险发展的农业再保险途径。

The agricultural insurance is an effective way to solute the ＂three dimensional rural issues＂. However, because of the lack of mechanisms to transfer catastrophe risk, agricultural insurance in China has not been development well. In this paper, firstly we analyze the important role of agricultural reinsurance in the agricultural insurance, then the related factors to constrain the development of agricultural reinsurance in China has been discussed. At last, after making reference to the successful experience of agriculture reinsurance in the United States, a suitable means to promote the development of agricultural reinsurance is proposed.