浅析农村养老保险参保率低下的原因

Analyze the Reasons of Low Rate of Joining Old-age Insurance in Rural Areas

在农村老龄化日益加剧的背景下,农村养老保险的重要性日益凸显。我国农村养老保险自1992年开始施行以来,政策上已做了很大调整,但参保率一直在低水平徘徊,参保人数也大幅下降。本文首先论述了建立农村养老保险的必要性,分析了参保率低下的主要原因,并且提出了相应的解决措施。

The importance of old-age insurance in rural areas becoming increasingly prominent against the background of growing？aged tendency of population in rural areas. The policy has changed a lot since rural old-age insurance purposes carried out in 1992, but insurance rates have been hovering at a low level, and the number of insurance also declined substantially. The paper first discusses the necessity of establishing old-age insurance in rural areas, then analyzes the main reasons for low rate of joining insurance, and finally proposes some corresponding solutions.