新《保险法》解读:基于合规经营视角

Compliance Management:a Way to Interpret the New Insurance Law

合规经营是保险公司持续、科学发展的内在需要,也是对保险公司监管的主要目的。新《保险法》将于2009年10月正式实施。新法突出了保护被保险人利益,突出了加强监管和防范风险,对保险公司的合规经营提出了更高的要求。本文首先对合规经营的概念及其意义进行了归纳,在分析了保险公司如何适应新法要求之后,得出了保险公司应加强合规文化建设,积极开展新法贯彻行动,强化合规工作的主动性并建立长效机制的结论。

Compliance management is the interval demand for insurance companies to develop constantly and effectively Meanwhile, it aims to supervise insurance companies. The new Insurance Law comes into effect in October, 2009. The new law puts more emphasis on protecting insurants, strengthening supervision and preventing risks which make a stricter requirement for insurance companies to conduct compliance management. After explaining the definition and significance of compliance management, this paper proposes possible measures for companies to adapt to the new law. In the end, the author draws a conclusion that an insurance company shall develop a good compliance culture and take actions to conform to the new law.