美国社区银行的发展及对我国的启示

Development of American Community Banks and What China Can Learn from Its Experience

社区银行是美国一种成功的银行经营模式。本文概述了美国社区银行的发展历程,通过对社区银行的经营特点进行研究,揭示了社区银行的竞争力所在。并结合当前中国社区银行的改革现状,探讨中国社区银行应从美国社区银行发展中得到的主要启示。

Community Bank is a successful bank working mode in America. This article briefly presents its course of development and, through describing its working features, reveals where its competitiveness lies. Viewing the present reforms of Chinese Community Banks, this paper discusses what we can learn from American community banks.