民办小额信贷组织的运作与启示——基于山西临县扶贫基金会的案例分析

Operations and Revelations of Non-governmental Micro-credit Organizations—Case Study on Poverty Relief Foundation of Lin County,Shanxi Province

山西省临县扶贫基金会是具有扶贫和信贷双重功能的小额信贷组织。经过十几年的实践,扶贫基金会取得了长足的发展,同时也获得了明显的社会效益。扶贫基金会建立了一套具有鲜明特色的管理制度和运行机制,对小额贷款组织在欠发达地区的发展提供了很多的启示。

The Poverty-relief Foundation in Lin County, Shanxi Province is a micro-credit organization with dual function aiding the poor and extending credit. During the past ten years, the foundation has made a great leap forward, and meanwhile achieved remarkable social effect. It also owns distinctive features--the sound management system and perfect operating mechanism which provide great inspirations for the development of the micro-credit organizations in poverty-stricken areas.