中国金融监管体制的变迁及改革路径选择被引量：16

The Changes of Financial Supervision System and Choice of Reform Path in China

下载PDF

导出

摘要中国金融监管体制的变迁大致经历了形成与发展、改革与调整、改进与完善三个阶段。经过完善监管立法、改革机构和建立监管协调机制而形成的分业监管体制,存在着监管机构的透明度不够、监管协调机制缺乏必要的制度约束等弊端。通过国际金融监管体制的比较以及对次贷危机后的国际金融监管体制变革的分析得出,中国金融监管体制应遵循效率原则,逐步实现从分业监管转向统一监管。 The changes of the financial supervision system in China went through three stages, as formation and development, reform and adjustment, improvement and perfection. With the improvement of the supervision of legislation, reformation of institution and establishment of supervision and coordination agencies, the divided regulation system was taken shape. There exists some drawback as low transparency in supervision agencies, lack of an essential system to restrict the regulatory coordination mechanism. Through the comparison with the international financial supervision system and the analysis of the transformation, we can conclude that the financial supervision system in China should follow the principle of efficiency, attain the goal of unified supervision gradually from divided supervision.

作者蒋海李赟宏

机构地区暨南大学金融系

出处《广东金融学院学报》 CSSCI 北大核心 2009年第5期38-46,共9页 Journal of Guangdong University of Finance

基金教育部人文社科基金(08JA790056) 广东省社科基金(07E04) 教育部留学回国人员启动基金"银行体系风险控制中的激励问题实证研究" 暨南大学金融研究所项目"金融市场全球化下的中国金融监管体系研究"

关键词金融监管体制体制变迁路径选择 financial supervision system the changes of system choice of path

分类号 F832.1 [经济管理—金融学]

引文网络
相关文献

参考文献12

1Caprio G., Honohan P., 1999. Restoring Banking Stability: Beyond Supervised Capital Requirements, Journal of Economic Perspectives, Vol. 13, No. 4: 43-64.
2Hellmann, T. F. , K. Murdock, J. Stiglitz, 2000. Liberalization, moral hazard in banking, and prudential regulation: are capital requirement enough.9 American Economic Review, Vol. 90, No. 1 : 147-165.
3陈剑平.改革与完善中国金融监管体制的法律思考[J].上海经济研究,2006,18(2):40-45. 被引量：12
4袁春振.我国金融监管体制发展趋势研究[J].山东科技大学学报（社会科学版）,2007,9(5):66-69. 被引量：5
5Barth James R. , Gerard Caprio Jr. , and Ross Levine, 2006. Rethinking Bank Regulation: Till Angels Govern, Cambridge: Cambridge University Press.
6Grunbiehler A. , Darlap P. , 2004. Integration of EU financial markets supervision: Harmonization or unification? Journal of Financial Regulation and Compliance, Vol. 12, No. 1:36-44.
7Briault C., 1999. The rationale for a single national financial services regulator, Financial Services Authority Occasional Paper Series, No. 2.
8OECD, 2002. United Kingdom: Challenges at the Cutting Edge, OECD Reviews of Regulatory Reform.
9The Department of the Treasury, U. S. A. , 2008. Blueprint for a Modernized Financial Regulatory Structure.
10蒋海,孙犇.金融危机背景下重温银行监管的三大支柱[J].经济社会体制比较,2009(2):41-48. 被引量：7

二级参考文献29

1约翰·G·格利爱德华·S·肖.金融理论中的货币[M].上海:上海三联书店,1988..
2白钦先张荔.发达国家金融监管比较研究[M].中国金融出版社,2003..
3Ang James S. , Beni Lauterbach, Ben Z. Schreiber. Internal monitoring, regulation,and compensation of top executives in banks[J]. International Review of Economics and Finance,Vol 10, 2001: 325-335.
4Boot, A. W. ,Thakor, Anjan. Self interested bank regulation[J]. American EconomicReview, Vol. 83, 1993: 206-213.
5Campbell, T. ,Chan, Y. S. , Marino,A. An incentive based theory of bank regulation[J]. Journal of Financial Intermediation. Vol. 2, 1992:255-276.
6CrawIord A. J. , Ezzell J. R. , Miles J. A. tzhnk CEO pay performance relations and the effects of deregulation[J]. Journal of Business Vol. 68, 1995: 231-256.
7Danielsson Jon, B. N. Jorgensen, Casper G. de Vries. Incentive for effective risk management[J]. Journal of Banking and Finance. Vol. 26, 2002: 1407-1425.
8Hellmann, T. F. , K. Murdock, J. Stiglitz. Liberalization, moral hazard in banking,and prudential regulation., are capital requirement enough? [J]. American Economic Review, Vol. 90, 2000: 147-165.
9Hubbard R. G. , Palia D. Executive pay and performance:evidence from the US banking industry[J]. Journal of Financial Economics, Vol. 39, 1995:105-130.
10John Kose, Anthony Saunders and Lemma W. S. A theory of bank regulation and management compensation [J]. The Review of Financial Studies, Spring Vol. 13, 2000: 95-125.