AIG困境对我国保险业的启示

Reflection on the Inspiration of AIG Crisis to Our Countries' Insurance Industry

本文探索了AIG集团在此次国际金融危机中面临困境的原因,强调财务风险和会计制度的选用对其造成的巨大影响;其次分析了国际金融危机对我国保险业的影响;最后解析AIG困局对我国保险行业的经验教训和启示,主要是回归保险业本体,加强保险监管,探索适合我国保险业发展的保险会计制度。

This thesis mainly analyzes the reasons why AIG group faced difficulties in this subprime crisis, and also emphasizes the great influence of the choice of financial risk and accounting system on this issue. The thesis introduces the influence of sub-prime crisis on our countries＇ insurance industry. Finally, it analyzes the experience and inspiration which our country＇s insurance industry can get from AIG crisis. The counter-measures mainly should be returning to insurance itself, reinforcing the supervision of insurance and finding the suitable insurance accounting system to develop our insurance industry.