城镇居民基本医疗保险适度缴费率分析

Analysis on the Premium Rate of Resident's Basic Medical Insurance in China

城镇居民基本医疗保险缴费率是指把城镇居民纳入基本医疗保险体系后,从社会平均水平看,在一定时期内(通常为一个月)各参与主体为城镇居民所缴纳的基本医疗保险费占工资的比重。通过构建城镇居民基本医疗保险适度缴费率模型,根据模型对城镇居民基本医疗保险适度缴费率进行测算,对现行城镇居民基本医疗保险实际缴费率的适度状况进行了判断,并提出相应的策略选择。

Premium rate of urban resident basic medical insurance refers to the proportion between premiums of basic medical insurance that participant pays for insurant named urban resident and wage in one period （generally a month） from the viewpoint of social average level after urban resident becomes the insurant of basic medical insurance system, the optimum premium rate of uranb resident basic medical insurance is evaluated according the optimum premium rate model, the optimality of present practical premium rate of umbn resident basic medical insurance is estimated, the optimum developing policy indication of present practical premium rate of urabn resident basic medical insurance is analyzed.