关于我国助学贷款现状的调查报告

A Research Report on the Status Que of National Student Loan

国家助学贷款是国家为资助家庭经济困难高校学生而推出的重要政策,目前已初见成效,但在具体实施过程中也出现了学生"骗贷"和违约不还款、银行限制借款等种种问题,究其原因是多方面的。为此,我们专门成立了课题小组,旨在通过调查研究发现目前助学贷款存在的问题及深层原因,为进一步发展助学贷款,帮助贫困大学生提供思路。

National Student Loan is a special policy made by the government for the purpose of supporting the college students from economically disadvantaged families. It has achieved initial success, but problems also have been found in the implementation process, such as cheating, break of contract, non - payment etc. In order to find out the causes under these problem, we set up this task group to do research and investigation and also try to find ways to solve the problems.