农户处理大病风险及其经济损失的策略--基于湖北贫困县的研究

Farm Households Strategies to Manage Risk and Economic Cost of Serious Illness:A Study of Two Poor Counties in Hubei Province

疾病尤其是大病对农户的影响深远。在与疾病风险抗争的过程中,农户形成了一系列处理疾病风险冲击的策略。对湖北省两个贫困县的实证研究表明,贫困地区预防和缓解大病策略的作用有限,农户主要依赖自身资源、扩展家庭和社区资源形成的非正式机制应对大病冲击;贫困农户更需要来自正式机制的帮助。

Illnesses, especially serious ones, affect farm households＇ life in a long time. Households have a lot of strategies to mitigate risk impaction of illness. Based on empirical studying in two poor counties of Hubei province, this paper indicates that the influence of reducing strategies and mitigating strategies are limited, and farm households depend on the informal strategies to cope with risk forth health shocks. Poor farm households need more assistance from formal mechanisms because of lacking informal resource.