摘要
综合经营被认为是传统保险向现代保险演进的"分水岭",也是我国保险业当前发展面临的重大问题之一。本文研究了以瑞士再保险为代表的行业内综合经营和美国国际集团为代表的跨行业综合经营两种模式,并探讨了他们的经验教训及对我国的启示。本文认为,我国保险业的综合经营宜采取行业内模式,围绕核心竞争力,加强盈利模式整合,提升风险管理水平。
Comprehensive operation is regarded as the ＂watershed＂ between traditional insurance and modern in- surance. It is also an important question faced by the insurance industry in China today. The paper made a study on two comprehensive operation models with Swiss Re and AIG as the respective example, namely, Swiss Re＇s comprehensive operation within the insurance industry, and AIG＇s comprehensive operation out of the industry. It explored on their experiences and lessons and the indication to China. The paper argued that Chinese insurance in- dustry＇s comprehensive operation should adopt the Swiss Re model, enhancing consolidation of different profit mod- els and improving their overall risk management level, with the ultimate goal of strengthening their competitive power.
出处
《保险研究》
CSSCI
北大核心
2009年第10期73-77,共5页
Insurance Studies
基金
第45批中国博士后科学基金资助
为课题<金融综合经营对保险业发展影响及对策研究>阶段性研究成果
关键词
综合经营
保险业
模式
comprehensive operation
the insurance industry
model
inspiration
