摘要
美国9.11恐怖袭击事件发生后,美国保险市场一度出现混乱:由于恐怖袭击风险的不可保性,私人保险市场的保险人纷纷把恐怖袭击风险从工商企事业保险的保险责任中删除,这种状况直到布什总统签署了《恐怖主义风险保险法》后才停止。本文重点研究了该法案的主要内容。
The terrorism attack of September 11,2001 plunged the American insurance market into a temporary chaos. Due to the insurability of terrorism risk, many commercial insurers quickly responded by excluding the terror- ism coverage from their commercial insurance policies, and this situation was put to an end only after President Bush signed the Terrorism Risk Insurance Act (TRIA). This paper highlighted the contents of TRIA, and analyzed the characteristics of TRIA and its market impacts.
出处
《保险研究》
CSSCI
北大核心
2009年第10期124-127,共4页
Insurance Studies
关键词
恐怖主义保险法
触发事件
免赔额
共同支付
the Terrorism Risk Insurance Act (TRIA)
touch-off event
deductible
co-payments