对凭证式国债质押贷款业务发展的思考

The Development of Loan Pledged by Certificate Treasury Bonds

《凭证式国债质押贷款办法》问世多年,相关业务却迟迟得不到有效推动。究竟是市场上的确没有需求,还是贷款品种设计存在问题?究竟是社会对该项业务的宣传与认识不到位,还是相关制度、办法存在操作性障碍?笔者结合上海的实际情况,就此进行了调查研究,并提出建设性意见。

Though guidance on loan pledged by certificate treasury bonds has been issued for decades, operations are still left behind. The article makes research on Shanghai＇s condition to find out the exact reason.