尤努斯乡村银行模式对中国弱势金融的启示

Enlightenment from Yunus Grameen Bank Model to Weak Financial of China

在我国,弱势群体和弱势地区一直享受不到完善的金融服务。究其原因,主要是现行的金融机构由于其制度性的缺陷制约了其服务于弱势金融的意愿和力度。来自孟加拉的穆罕默德.尤努斯教授创立的乡村银行模式的成功为我国弱势金融的发展带来很多启示。通过借鉴尤努斯乡村银行模式的成功特点,提出未来我国弱势金融发展的策略和建议。

In China, the vulnerable groups and disadvantaged areas has been less than perfect to enjoy the financial services. The main reason is that the financial institutions because of its institutional deficiencies hampering the will and strength serving the vulnerable financial. The success of Grameen Bank model founded by Professor Muhammad Yunus from Bangladesh, brings lessons for China＇s financial development of the disadvantaged. Through drawing on the successful Grameen Bank model characteristics, then especially propose the future of China＇s weak financial development strategy and recommendations.