论已投保的房屋与机动车转让后的保险利益归属

On Interest Ascription of Insurance in Insured Building and Transferred Vehicle

已经投保的房屋与机动车在转让后,由于种种原因而造成权利瑕疵的情形时有发生,一旦发生了意外事故保险标的毁损,就会引发关于保险利益的纠纷,其保险利益究竟归于出让人还是买受人便成为纠纷的症结所在。对此问题进行分析,寻求救济与平衡双方当事人权利的办法具有十分重要的意义。

Defeats of right happens sometimes due to various reasons in insured building and transferred vehicle. It would lead to dispute of insurable interest if unexpected accident were to happen and in consequence damage to insurance object. It is difficult for transferor and buyer to determine that who possess insurable interest. To seek relief and balance power has an important significance for both transferor and buyer.