中国现阶段商业银行盈利能力分析

Analyses on the capacity for getting profits of commercial banks in the present China

通过采用文献分析和数据分析等方法,以2001—2008年商业银行的数据为样本,对近几年的商业银行盈利能力进行了统计分析,研究发现国有商业银行近年的盈利能力有了实质性提高,股份制商业银行也通过规模扩张积累实力,促进了盈利能力的提升,同时也发现了目前制约国有商业银行盈利能力提高的主要问题,并为下一阶段的深入研究提供了方向。

By using analyses of data and documents and taking the data of commereial banks from 1.001 to 2008 as an example, the eapacity for getting profits of commercial banks was analyzed statistically, which shows the commercial banks＇capacity for getting profits has improved substantially. The sharecapital banks have promoted the capacity for profits by means of expanding and accumulating. At the same time, some problems were discavered which have restricted and prevented the capacity from further increasing. There fore it is necessary to find a proper way to solve these problems.