摘要
中小企业是国民经济发展中的一支重要力量,在促进经济增长和解决劳动力就业方面起着重要作用,但随着全球金融危机的到来,其融资难的问题再次为社会各界所关注。通过对中小企业融资现状的剖析,从中揭示导致企业融资困难的体制性、结构性、内在性、环境性等多方面的障碍因素,建议从政府、企业、银行等各方面共同努力来解决中小企业融资难的课题。
Small and medium-sized enterprises (SME), as an important force in the development of national economy, plays an important role in promoting economic growth and increase employment rate. But as the global financial crisis has been spreading, the financing difficulty of SME once again becomes the public concern. This paper, with the analysis of the status quo of SME's financing, points out the major factors of the financing difficulty attributed to its institutional, structural, internal and environmental barriers, and suggests that in order to solve the problem, measures should be taken from multi-dimensional channels, such as governments, enterprises and banks.
出处
《十堰职业技术学院学报》
2009年第5期53-56,共4页
Journal of Shiyan Technical Institute
关键词
中小企业
融资渠道
信用环境
金融改革
SME
channels of finance
credit environment
financial reform