基于大学生就业困境的家庭高等教育投资风险分析

Analysis of Investment Risk Testing Families and Employment Difficulty Frustrating Graduates in Higher Education

在高等教育招生规模不断扩大和大众化教育水平不断提高的今天,大学生的就业越来越困难,家庭和个人高等教育投资风险也越来越大。劳动力市场上大学生的供过于求、外部经济环境的变化、家庭在获取信息上的不对称性以及我国劳动力市场的二元分割,都给家庭高等教育投资不同程度地带来风险。规避风险必须从选择适合自身实际的教育投资方式、国家加大对高等教育的投入力度、提高大学生人力资本质量、树立自主创业意识、合理选择劳动力市场等几个方面入手。

With enrollment expansion of higher education and raised cultural level of the masses, the employment of college graduates is becoming more and more difficult while families＂ and individuals＂ investment is higher and higher. Graduate supply on labour market bigger than that needed in society, economic condition change abroad and asymmetric information gained by families which cut off labour marked dually, they all bring more or less investment risks to families and individ- ual supportem of graduates. Evading investment risks must be done in choosing educational investment channel that suits one his practical situation accompanied by the nation＇s increasing investment, enhancing graduates＂ labour quality, setting up eoneioasness of self decision-making business and in reasonably picking out labour market, etc.