从法院判决看交强险的完善与发展

The Improvement and Development in Motor Compulsory Insurance from the Viewpoint of Court Award

为了保障机动车道路交通事故受害人依法得到赔偿,促进道路交通安全,本着强制性、广覆盖性和公益性的原则,我国自2006年7月1日以来实施机动车交通事故责任强制保险。交强险是我国第一个由国家法律规定实行的强制保险制度,自实施以来,由于在制度设计上存在诸多缺陷以及相配套的措施没有到位,致使交强险在实施过程中遇到许多问题。本文首先分析了交强险实施中存在的主要问题,然后提出了完善交强险的相应对策。

In order to ensure the victims in motor vehicle road traffic accident can receive compensation in accordance with the law,and to promote safety of roads,our country implemented the compulsory liability insurance of motor vehicle accidents since July 1,2006,in line with compulsory,wide coverage and the principle of public welfare. The insurance is the first compulsory insurance implemented by our country. Since its effect,due to the defects in designing of the system,as well as matching measures being not in place, leads many problems in this insurance in the implementation of it. This article firstly analyzes the major problems in the implementation of this insurance, and then puts forward appropriate measures to perfect this insurance.