摘要
修订后的保险法一个引人注目的变化就是其立法宗旨的修改,增加了"维护社会经济秩序和社会公共利益"一句。这表明立法者希望保险发挥社会管理功能的强烈愿望。但这并不等于承担社会管理义务已经成了保险人的法定义务。原因在于:首先,保险制度本身即具有参与社会管理的特质,不需要专门规定保险人的社会管理义务;其次,参与社会管理对保险人而言不具有强制性,这不符合义务的基本属性;再次,新保险法的修订条款并未对保险人课以除其应然义务之外的社会管理义务。
One noticeable change in the amended Insurance Law is the amendment of its legislative purpose adding the sentence of 'maintaining the economic order and public interests of the society'.It demonstrates that legislators strongly hope insurance will play the role of social management.However,it does not mean that the obligation to undertake social management has become the statutory obligation of insurers.Firstly,the insurance system itself has the characteristic of social management and there is no need to specify insurers' obligation to undertake social management;secondly,participation in social management is not compulsory for insurers,which does not accord with the basic attribute of obligation;thirdly,the amended clauses of new Insurance Law does not specify insurers' obligation of social management except due obligations.
