国际贸易融资的发展趋势及启示

Reflection on the Trend of International Trade Financing

近年来,作为国际性银行重要标志之一的国际贸易融资业务已为国内越来越多的银行所重视,各种新产品不断地被开发出来,虽然国内各银行的发展情况不一,且如其他业务一样存在产品同质化等问题,但国际贸易融资业务在融资对象、范围等方面发生的变化是有目共睹的,正确认识,有助于该业务更加健康地发展。本文在分析国际贸易融资业务发展现状和趋势的基础上,对该业务发展空间进行了分析,并阐述了风险控制的要点。

International trade financing has become increasingly popular in recent years. As one of the key businesses of international banks, it has witnessed tremendous changes in its financing customers and business scopes as a result of the introduction of different kinds of new products. Although there are still some problems such as business homogenization, it is meaningful to do further research on it in order to keep the healthy development of the business. The paper mainly analyses its potentials of development based on its current status and future trends and finally describes the key points of risk control in international trade financing.