我国城镇公积金保障水平测度及其与经济发展水平适应性分析

An Analysis of Security Level Measurement of China’s Urban Public Accumulation Funds and Its Adaptability to the Level of Economic Development

借鉴社会保障测度模型,运用公积金保障深度指标和公积金发展系数指标,利用全国31个省、直辖市、自治区2003-2007年公积金缴存水平和各地区人均GDP等宏观经济指标,来测度我国城镇公积金保障水平,并分析其与经济发展水平的适应性。发现分析:各地区住房公积金保障深度基本与我国东部、中部、西部划分相一致,我国各地区公积金发展系数与当地经济发展水平基本相适应,但公积金个人缴存水平还有提高的空间。

With reference to accumulation fund security depth of such c indexes the model of social security measurement, and by adopting the indexes of public and public accumulation fund development coefficient, as well as by making use as the deposit level of public accumulation fund from 2003 to 2007 in 31 provinces, municipalities and autonomous regions in China and the regional per capita GDP, this paper tries to measure the security level of the urban public accumulation fund and analyze its adaptability to the level of economic development. The analysis reveals that the security depth of the housing accumulation fund in all regions is basically consistent with China＇ s eastern, central, western divisions. The development coefficient of public accumulation fund of the regions is basically fit to the local economic development level. However, the individual fund deposit level should be raised.