社会主义新农村建设视野下的农村金融体系研究——以陕西省为例

A Case Study of the Rural Financial System From the View of Building a New Socialist Countryside

随着社会主义新农村的推进,农村经济发展对资金的需求量越来越大,对农村金融体系建设提出了新的要求。文章运用实证研究的方法,通过大量的数据、模型分析,论证了农村金融发展与农村经济增长之间的关系,并从适应性、效率性和稳定性三个方面对陕西农村金融体系的完善程度进行评价,探究其中存在的体制缺陷和突出问题,对于进一步加强农村金融体系建设具有重要的理论价值和现实意义。

Economic development is correlated to financial development. That is, basically, economic development determines financial development, while for a financially highly-developed economy, financial development could, to a certain degree, determine economic development as well. The present paper, by analyzing a large body of data and models, seeks to reveal empirically the relationship between rural financial development and rural economic increase. It also aims to evaluate the degree of perfection of the Shaanxi rural financial system from its adaptability, efficiency and stability.