公共建筑保险的国际借鉴与制度安排

International experience and institutional arrangements of China's public buildings insurance

分析了公共建筑致害的特殊性,对我国公共建筑保险的发展现状进行了概括介绍。以法国公共建筑保险的先进经验为基础,探讨了政府对其实施管制的必要性。并论证了采用保险手段转嫁公共建筑致损风险的法律依据,指出公共建筑行业政府管制体制改革的整体思路是实施公共建筑强制保险制度,逐步建立健全并完善公共建筑保险管制体系。

This article presents an overview of the development of public buildings insurance in China,brings forward some advanced experience from France,and concludes that the implementation of government control is necessary.At the same time,it demonstrates the law proof of implementing insurance as a measure to transfer the risk of loss from public buildings.Finally,it comes to conclusion that the outlook of government's overall reform is to establish compulsory insurance system for public buildings,and gradually set up a sound and perfect regulation system for the public buildings insurance.