析贷款诈骗犯罪司法适用问题研究

Research on Loan fraud Crime and Justice application

随着我国贷款金融业务的日益发展,诈骗贷款违法犯罪活动也随之产生并愈益严重。同时,贷款诈骗犯罪呈手段多样化、智能化、复杂化的发展趋势。在司法实践中认定本罪常常涉及到对该犯罪的主观方面(非法占有目的),主体范围等热点和难点问题如何理解的问题,因此,本文试图运用刑法理论,结合刑法的规定,对有关贷款诈骗罪的司法适用问题作些探讨,以期对司法实践部门办理此类案件有所帮助。

With China＇s growing financial business of loans, loan fraud criminal activities are generated and become increasingly severe. Meanwhile, the loan fraud crimes are in trends of diversification, intelligence and complexion. In judicial practice, identifying the crime is often related to the subjective aspects of the crime （purpose of illegal possession）, how to understand the hot and difficult problems of the main range. Therefore, this paper attempts to use the theory of criminal law, combined with the provisions of criminal law, to make some discussions on the judicial application of the loan fraud crime, with a view to be helpful in the judicial practice in such cases.