我国对董事责任保险的现实需求分析

Analysis on the Actual Demand of Directors' and Officers' Liability Insurance in China

目前,中国董事责任保险市场的发展陷入了一个暂时的"低谷期",虽然市场对董事责任保险的反响比较强烈,但真正的投保者却寥寥可数。事实上,随着独立董事制度在中国《公司法》中的明确规定,中国董事民事赔偿责任体系的进一步完善,中国企业海外上市风险的不断增加以及为了满足保护广大中小股东合法权益的需要,董事责任保险的重要性将会更加明显地体现出来,中国的董事责任保险市场也将会迎来一个更好的发展机遇。

At present, China＇ s directors＇ and officers＇ liability insurance market runs into a temporary declining period. Although great attention has been paid to the insurance in the market, only few people covered insurance. In fact, with the independent director system being clearly stipulated in the Corporation Law of China, the gradual perfection of the legal system of civil compensation liability of directors, the increasing risk of the enterprises to become listed companies in foreign markets, and the need to protect the legal rights of minority shareholders, the directors＇ and officers＇ liability insurance will be more and more important, and the market will meet better development opportunities.